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Accirance, Personal Accident Insurance

Quick facts

Coverage to protect you from the financial consequences of an accident
  • Helps meet your financial obligations following a serious accident
  • Complements the provincial health insurance plan and your group insurance plan at work
  • Insures your children automatically 15 days after their birth under your Accirance contract

Who should get this insurance?

Adults, children or families who need protection from the financial consequences of an accident1, anytime and anywhere in the world.

Find out more about eligibility.

Features

Coverage
  • Complements the provincial health insurance plan and your group insurance plan at work.
  • Children are automatically insured 15 days after their birth if an Accirance contract is already in force.
Find out more about the coverage.
Coverage for students
For students age 17 to 25:
  • Summer job:
    To offset the loss of a summer job between May 1st and August 31st of a given year, Accirance pays a monthly benefit throughout your disability period. The disability must be the result of an accident that occurred during the school year preceding the employment in question.
  • Education:
    Accirance pays for the cost of private courses, school transportation, and retraining if you become disabled because of an accident.
Premium
Calculated based on:
  • coverage selected (Regular Accirance or Superior Accirance)
  • age group
  • sex

How are premiums calculated?
Benefits
Benefits help you pay for what could be a major expense such as refitting your home following a serious accident.

Making a claim
Access to assistance services
Other
Find out more about important notices.

Find out more

Read the Accirance, Personal Accident Insurance Distribution Guide (PDF, 312 KB).

How to get this product
Online Online
By phone By phone
   1-877-888-4873

Accirance, Personal Accident Insurance is a Desjardins Financial Security Life Assurance Company product.

Some restrictions apply to this product. Please see the Notices section.

1. An accident is a bodily injury certified by a physician, resulting directly from a sudden and unforeseen external cause, independently of all other causes.


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