Caisse network

The cooperative network and its companies

Desjardins Group is an organization of caisses populaires and caisses d'économie (credit unions). The 480 caisses Desjardins in Quebec and Ontario (460 in Quebec and 20 in Ontario¹) and their 902 service centres (859 in Quebec and 43 in Ontario¹) are assembled under a single federation: the Fédération des caisses Desjardins du Québec.

The caisse populaire is a cooperative, the members of which are generally people living in a given geographical sector, such as the same town or neighbourhood. Most Quebecers are members of the Desjardins caisse that is closest to their home or workplace.

The credit union is also a cooperative, like the caisse populaire. However, in the majority of cases, membership in a credit union is based on belonging to a certain profession, or sharing a common workplace. The Caisse d'économie des Travailleurs unis (Montréal-Outaouais) is an example, as is the Caisse d'économie des employés de la CIP La Tuque.

1. As of November 1, 2009.

Desjardins Bank	Desjardins Bank is wholly owned by Caisse centrale Desjardins, and the first Desjardins Group banking institution outside Canada. It offers financial services to Desjardins members who are living or staying in Florida, or elsewhere in the United States.
Caisse centrale Desjardins	As a cooperative that belongs to the caisses, Caisse centrale Desjardins acts as treasurer for the Desjardins Group and as its financial agent on Canadian and international markets. It offers financing, banking and international services to institutional organizations and to large and medium-sized businesses.
Caisse centrale Desjardins U.S. Branch	Caisse centrale Desjardins U.S. Branch allows Desjardins Group to support medium- and large-sized businesses active in the US by offering them the opportunity to carry out substantial financial transactions.
Capital Desjardins	A wholly-owned subsidiary of the Fédération des caisses Desjardins du Québec, Capital Desjardins's sole purpose is to offer its own securities in the financial markets and to invest the proceeds in securities issued by Desjardins caisses.
Desjardins Credit Union	Established in Ontario, Desjardins Credit Union was created by Ontario residents. It has 25 branches in Ontario, including 7 in Toronto, and provides financial services to 75,000 clients.
Développement international Desjardins	A Canadian company offering technical support and investment services in developing or emerging Countries .
Fédérations des caisses Desjardins du Québec	An organization that provides the caisses with the services they require and to coordinate the efforts of all other Desjardins Group components.
Fondation Desjardins	The Fondation Desjardins earmarks around $700,000 a year on scholarship programs, research awards and grants, 70% of which goes to university students in all fields.
Fonds de sécurité Desjardins	A unique Quebec financial organization, the Fonds de sécurité Desjardins acts as a financial reserve for the caisses, protecting them and their members from the risks inherent in their activities and ensuring that none is insolvable.
Société historique Alphonse-Desjardins	Its mission is simple: to safeguard and promote the history and heritage of the Desjardins Group and its founder, to the benefit of current and future generations.
Desjardins Trust	As the trust arm of Desjardins Group, it remains active in fields such as asset custody, personal trust services, asset administration, estate liquidation and the Immigrant Investor Program.