In 1980, in order to ensure the financial security of the caisses, Desjardins Group created the Fonds de sécurité Desjardins. Based on a large financial reserve accumulated over the years, the Fonds de sécurité Desjardins plays an essential role in the network. It ensures that no Desjardins caisse is insolvable. It provides financial assistance to units experiencing temporary difficulty and makes sure that appropriate measures for redress are implemented.
The Fonds de sécurité Desjardins is the means used by the Desjardins Group to guard against economic fluctuations in the medium and long terms. It illustrates the remarkable tradition of self-discipline, responsibility and unity of the caisses, which are at the basis of Desjardins' reputation.
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