My Money: Vol. 4, No. 1, January-February 2009

My Money, produced for Desjardins caisse members and clients, is divided into 3 sections described as follows:

• My Caisse gives the latest caisse news.
• My Finances offers tips on personal finance with all of the Desjardins expertise.
• Our Community discusses topics of everyday life such as the environment, society, commitment, culture, etc.

My Money is published 5 times a year. With each issue of the magazine, Desjardins.com will feature, among others, the My Finances section contents.

Excerpts from No. 1

Entre nous
In This Time of Economic Uncertainty – Monique F. Leroux, Chair of the Board, CEO and President (PDF, 219 KB).

Good New Year's Resolutions for 2009 (PDF, 230 KB).
So you got caught up in the Holiday spirit, spending money left, right and centre, and now it's January and your wallet is feeling the after-effects. What can you do? Here are a few good financial resolutions for 2009.

On the Front Line
Your Budget : A Family Affair (PDF, 258 KB)
"Oh, no! Not another budget that's just going to cut into my spending!" This is a common reaction to the idea of setting a budget. But such thoughts need to be brought under control so you can face your fears and even embrace the exercise as a family.

Economic Trends
What's in Store for 2009? (PDF, 294 KB)
The events on the financial markets since the second half of September 2008 have seriously shaken the entire planet. Since then, we've seen an endless stream of bad news. What does the economy have in store for us in 2009?

Investing
Rethinking Retirement (PDF, 261 KB)
Will market turbulence force Canadians to rethink their retirement objectives and savings plans?

Finances
TFSA – A New Tax Shelter For Your Money (PDF, 271 KB)
Starting on January 1, 2009, all taxpayers aged 18 and over can save $5,000 per year, tax-free, in the new tax-free savings account, or TFSA.