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Refunds in the event of fraud

Guaranteed 100% Secure program

The Guaranteed 100% Secure program

The Guaranteed 100% Secure program ensures that you are refunded money lost if you are a victim of fraud done online or with your Desjardins Access Card, as long as you:

  • abide by the online services and the Desjardins Access Card terms of use

  • do not disclose your access codes, passwords or PINs to anyone and protect your personal computer equipment

  • advise us immediately if you are a victim of fraud and cooperate with us in our investigation

The Guaranteed 100% Secure program is offered at no charge to our individual and business members and clients.

ZERO liability with your VISA Desjardins card

When you use your VISA Desjardins card to pay for in-store or online purchases, you are protected against unauthorized use of your card in the event of fraudulent transactions.

Victim of fraud?

If you think you may have been the victim of online, ATM or VISA Desjardins credit card fraud, call one of the following numbers:

Montreal area: 514-397-4415
Elsewhere in Canada and the U.S.: 1-800-363-3380
Other countries: Call collect: 514-397-4610 or contact VISA's Global Customer Assistance Service

If you have a Business, Corporate or Purchasing credit card, call one of the following numbers:

Montreal area: 514-397-4600
Elsewhere in Canada and the U.S.: 1-800-266-5662

It is also recommended that you contact credit agencies like Equifax or Trans-Union. They will add a note to your file to alert credit providers that you may have been a victim of fraud.

Call one of the following numbers:

Equifax: 1-800-465-7166 or 514-493-2314
Trans-Union: 1-877-713-3393 or 514-335-0374
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