Security

Canadian financial institutions are steering current payment methods toward chip technology with a view to reducing card skimming.

Desjardins Access Cards, VISA Desjardins credit cards, as well as all payment solutions offered to Desjardins retailers are moving toward the new technology.

Though magnetic stripe cards are still safe, chip cards provide better security:

• PINs replace cardholder signatures for credit card transactions at the point of sale.
• PINs make it more difficult for people to use lost or stolen cards.
• Chip cards provide increased transaction security because they feature perfected mechanisms that efficiently protect against card fraud and skimming.

Accepting cards

Chip cards issued by Desjardins still have a magnetic stripe and are accepted everywhere whether chip card technology is available or not.

Visit the Online security section to find out how Desjardins protects the security and information of its members, users and clients.