Caisses Desjardins du Québec and Caisses populaires de l'Ontario [Change site]

Accord D financing – Auto loan

Accord D financing

Who should get this financing?

Borrowers who need quick access to money to finance the purchase of a car, motorcycle, boat, trailer or motor home.

Accord D financing1 is a second credit limit on your VISA Desjardins card. The Accord D financing interest rate is different from your credit card rate and is comparable to the interest rate for a personal loan. In just a few minutes2, money is automatically deposited into your caisse account3 and you can spend this amount as you wish.

Features

Interest rate
Fixed rate between 13.75% and 14.75% based on financing amount and term
See current rates.
Amount available
Term
  • Payments in equal monthly instalments, included in the minimum amount due on your VISA Desjardins card
  • No prepayment penalties: Pay off your loan whenever you want, in part or in full, without being charged extra fees
Loan term
6 months to 5 years based on amount requested.
Other
  • Application processed in less than 15 minutes2
  • Death and disability coverage4 included for the VISA Desjardins primary accountholder only
  • Eligible for potential member dividends
    Find out more about member dividends.

Did you know?

If you are planning to buy a vehicle of more than $5,000 from a merchant or a dealer, the Desjardins Ready-to-Drive Loan is your best option. Find out more about the Desjardins Ready-to-Drive Loan

If you are planning to buy a vehicle of more than $12,500 from an individual, the Desjardins Auto+ Loan may be the right choice for you. Find out more about the Desjardins Auto+ Loan

How to get this product
OnlineOnline
Garanteed 100% Secure
By phone By phone
(Members)
Montreal area: 514-CAISSES (514-224-7737)
Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)
At the caisse At the caisse
Make an appointment with a caisse advisor:
Documents to bring to your meeting.
Documents to bring to your meeting

  1. Subject to approval by the Desjardins Card Services credit department.
  2. During Desjardins Card Services credit department business hours.
  3. You must be a Desjardins caisse member.
  4. Insurance coverages are underwritten by Desjardins Financial Security Life Assurance Company. Only the insurance policy sent with the statement following the Accord D transaction at the caisse may be used to settle legal disputes. Certain conditions and restrictions apply.
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