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U.S. card

  • No conversion fees on U.S. dollar transactions
  • Lets you avoid exchange rate fluctuation costs on U.S. dollar transactions
  • Interest rate: 19.4%
  • 3-Day Travel Insurance at no charge
  • Auto rental insurance1 at no charge
  • Annual fee: US$30


Card features

Get cash advances up to US$2,500 a day, anywhere in the world.

Put a personal identification number (PIN) on your Visa Desjardins U.S. card and you'll be able to get cash advances:

  • at Plus and Visa-network affiliated ATMs, 24 hours a day, worldwide.

Maximum cash advance amount depends on your credit limit. Finance charges are assessed as of the date of the transaction.

Get cash wherever you see these logos!

You, your spouse and dependent children benefit from complete insurance coverage offered with the U.S. card.

While travelling and in case of accident

  • 3-Day Travel Insurance while travelling in Canada, the U.S. or abroad. A simple phone call extends coverage for the time period desired.
  • Auto Rental Collision/Loss Damage Insurance for 48 consecutive days or less.
  • Common Carrier Accident Insurance up to US$125,000 in case of accidental death and dismemberment.

Complementary travel services

  • Travel Assistance Service available free, 24 hours a day, 7 days a week.

As a Visa Desjardins U.S. cardholder, you get free insurance coverage for trips of 3 days or less outside your province of residence.

3-Day Travel Insurance covers:

  • emergency healthcare
  • baggage
  • trip cancellation

If you plan to travel more than 3 days, simply call the insurer to extend the coverage.

Did you know?
You also benefit from a 24-hour telephone Travel Assistance Service, wherever you are and for the duration of your trip.

Learn more
Call 1-800-463-1623 or see the policy (PDF, 1.23 MB). It contains all travel insurance conditions and exclusions. Read closely the section on limitations for pre-existing medical conditions or injuries.

If you or a family member are the victim of theft or accident while in a rental vehicle, compensation for property damage may equal the full value of the vehicle plus acceptable loss of use charges.

Auto Rental Collision/Loss Damage Insurance is automatic and offered at no additional cost provided that:

  • You use your Visa Desjardins card to pay the entire vehicle rental of 48 consecutive days or less.
  • You decline the collision damage option offered in the rental contract.

The coverage, offered by Royal & Sun Alliance of Canada, covers most vehicles (limousines and long-term lease vehicles, for example, are not covered) and is valid nearly everywhere in the world.

What to do in case of accident

Call us at:

  • Canada and the U.S.: 1-800-847-2911
  • Elsewhere in the world (collect): 410-581-9994

If you or a family member are the victim of an accident while using public transportation (air, sea or ground), you are insured up to US$125,000 in the event of accidental death or dismemberment.

This coverage2, offered by Desjardins Financial Security, is automatic provided that you use your Visa Desjardins card to purchase the ticket.

How to make a claim

Contact us at 1-800-463-1623.

2. Certain conditions apply. Consult the distribution guide and policy.

No matter where you are in the world, any time of the day or night, the Travel Assistance Service is there for you!

  • A toll-free telephone service available 24 hours a day, 7 days a week in case of a medical emergency to help you find a doctor or a hospital, dispatch medical assistance, or assist you with cash advances, repatriation or the handling of formalities
  • Assistance if your tickets, identification or official documents are lost or stolen, and legal assistance

You are not held liable if fraudulent transactions are made to your card account.

How to detect fraud

Check the purchases posted to your Visa account for any unauthorized transaction3. An easy way to do this is to check your statement and balance on the Desjardins My US Card site.

How to report fraud

Call us toll free at 1-855-898-VISA (1-855-898-8472).

3. See your variable credit contract for the definition of an unauthorized transaction.

You can apply for an additional U.S. card, free of charge, for your spouse or other family member.

You have questions about the U.S. card?


Manage your Visa account

You can apply for an additional U.S. card, free of charge, for your spouse or other family member.

Register for the online monthly statement and get access to your current statement and 12 archived statements. You'll help protect the environment and reduce your paper use!

Annual fee and fixed annual interest rate are subject to change without prior notice.

1. Auto Rental Collision/Loss Damage Insurance

Desjardins My US Card
Manage your U.S. card account

Useful links

Visa Desjardins U.S. card
Interest rate:  19,4%
Annual fee: US$30
3-Day Travel Insurance
Rewards program