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U.S. card

Exclusive to Visa Desjardins cardholders

  • No conversion fees on U.S. dollar transactions
  • Lets you avoid exchange rate fluctuation costs on U.S. dollar transactions
  • Interest rate: 19.4%
  • 3-Day Travel Insurance at no charge
  • Auto rental insurance1 at no charge
  • Annual fee: US$30

Features

Card features

Get cash advances up to US$2,500 a day, anywhere in the world.

Put a personal identification number (PIN) on your Visa Desjardins U.S. card and you'll be able to get cash advances:

  • at Plus and Visa-network affiliated ATMs, 24 hours a day, worldwide.

Maximum cash advance amount depends on your credit limit. Finance charges are assessed as of the date of the transaction.

Get cash wherever you see these logos!

You, your spouse and dependent children benefit from complete insurance coverage offered with the U.S. card.

While travelling and in case of accident

  • 3-Day Travel Insurance while travelling in Canada, the U.S. or abroad. A simple phone call extends coverage for the time period desired.
  • Auto Rental Collision/Loss Damage Insurance for 48 consecutive days or less.
  • Common Carrier Accident Insurance up to US$125,000 in case of accidental death and dismemberment.

Complementary travel services

  • Travel Assistance Service available free, 24 hours a day, 7 days a week.

As a Visa Desjardins U.S. cardholder, you get free insurance coverage for trips of 3 days or less outside your province of residence.

3-Day Travel Insurance covers:

  • emergency healthcare
  • baggage
  • trip cancellation

For extended stays, simply call the insurer to extend the coverage.

Did you know?
You also benefit from a 24-hour telephone Travel Assistance Service, wherever you are and for the duration of your trip.

Learn more
Call 1-800-463-1623 or see the Certificate of Insurance (PDF, 1.23 MB). It contains all travel insurance conditions and exclusions. Read closely the section on limitations for pre-existing medical conditions or injuries.

Auto Rental Collision/Loss Damage2 Insurance covers you if your rental car is damaged or stolen for a period of up to 48 consecutive days when you charge the full cost of your car rental to your card3.

What to do in case of accident

Call us at:

  • Canada and the U.S.: 1-888-409-4442
  • Elsewhere in the world collect: 613-634-4993

How to make a claim

  • By phone
    Call 1-888-409-4442 or 613-634-4993

2. Coverage is underwritten by American Bankers Insurance Company of Florida, an Assurant Solutions® company. Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided with your card.

3. Exclusive to cardholders when paying with Visa Cashback, Visa Elegance® Gold, Modulo® Gold, Odyssey® Gold, Desjardins Affinity Gold and Visa Desjardins Prestige Platinum.

If you or a family member are the victim of an accident while using public transportation (air, sea or ground), you are insured up to US$125,000 in the event of accidental death or dismemberment.

This coverage4, offered by Desjardins Financial Security, is automatic provided that you use your Visa Desjardins card to purchase the ticket.

How to make a claim

Contact us at 1-800-463-1623.

4. Certain conditions apply. Consult the distribution guide and policy.

No matter where you are in the world, any time of the day or night, the Travel Assistance Service is there for you!

  • A toll-free telephone service available 24 hours a day, 7 days a week in case of a medical emergency to help you find a doctor or a hospital, dispatch medical assistance, or assist you with cash advances, repatriation or the handling of formalities
  • Assistance if your tickets, identification or official documents are lost or stolen, and legal assistance

You are not held liable if fraudulent transactions are made to your card account.

How to detect fraud

Check the purchases posted to your Visa account for any unauthorized transaction5. An easy way to do this is to check your statement and balance on the Desjardins My US Card site.

How to report fraud

Call us toll free at 1-855-898-VISA (1-855-898-8472).

5. See your variable credit contract for the definition of an unauthorized transaction.

You can apply for an additional U.S. card, free of charge, for your spouse or other family member.

You have questions about the Visa Desjardins U.S. card?

® BONUSDOLLARS, Elegance, Modulo, and Odyssey are registered trademarks of Fédération des caisses Desjardins du Québec.

Annual fee and fixed annual interest rate are subject to change without prior notice.

1. Auto Rental Collision/Loss Damage Insurance

Privileges

Annual fee and fixed annual interest rate are subject to change without prior notice.

1. Auto Rental Collision/Loss Damage Insurance

Manage your Visa account

You can apply for an additional U.S. card, free of charge, for your spouse or other family member.

Register for AccèsD

Register for the online monthly statement and get access to your current statement and 12 archived statements. You'll help protect the environment and reduce your paper use!

Desjardins members can pay their Visa bill:

  • at any Desjardins caisse using their U.S. dollar account
  • by mailing the detachable portion of their account statement along with a cheque drawn on a U.S. dollar account to the address indicated below

Cardholders who are not Desjardins members can pay their Visa account:

  • at any Desjardins caisse, in cash, using U.S. dollars
  • by mailing the detachable portion of their account statement along with a cheque drawn on a U.S. dollar account to the address indicated below

Mailing address for payments:

Desjardins Card Services
425, avenue Viger Ouest
Accounting Department, 3rd Floor
Montreal, Québec
H2Z 1W5

Annual fee and fixed annual interest rate are subject to change without prior notice.

1. Auto Rental Collision/Loss Damage Insurance

Desjardins My US Card
Manage your U.S. card account

Useful links

Visa Desjardins U.S. card
Interest rate:  19.4%
Annual fee: US$30
3-Day Travel Insurance

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