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You are here: Home > Personal > Loans and credit > Credit cards > Privileges and services > Desjardins BONUSDOLLARS Rewards Program

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Desjardins BONUSDOLLARS Rewards Program


The rewards program for your Visa Desjardins card

  • Included for Elegance® Gold, Modulo® Gold, Odyssey® Gold and Platinum cardholders
  • Also available as an option on the Classic card for $30 per year
  • Easy to collect
  • Wide variety of ways to redeem BONUSDOLLARS


You automatically accumulate Desjardins BONUSDOLLARS® on the purchases charged to your card, as well as on additional cards on your account.

Percentage of accumulation by Visa Desjardins card
Visa Desjardins card % accumulated
Classic card 1% of your purchases in BONUSDOLLARS optional ($30/year)

Add option

Elegance Gold card 0.5% of your purchases in BONUSDOLLARS or 1% optional ($30/year)

Add option

Modulo Gold card 1% of your purchases in BONUSDOLLARS
Odyssey Gold card 1% of your purchases in BONUSDOLLARS and 2% of your purchases in foreign currency
Platinum card 1% of your purchases in BONUSDOLLARS and 2% of your purchases in foreign currency

How to collect BONUSDOLLARS more quickly

  1. By charging your recurring expenses (groceries, pharmacy, gas, ISP, cable, subscriptions, insurance) to your Visa Desjardins card.
  2. By adding your family or close friends as joint cardholders.

Did you know?
1 BONUSDOLLAR is equivalent to 1 Canadian dollar


You must use a minimum of 20 BONUSDOLLARS.

You can cover your trip, accommodations or tickets with BONUSDOLLARS®1, no matter what destination, season, travel plan or distance you choose1.


  • pay with your Visa Desjardins card (Elegance Gold, Modulo Gold, Odyssey Gold or Platinum)
  • exchange your BONUSDOLLARS afterwards

1. Exclusive to cardholders of Visa Elegance Gold, Modulo Gold, Odyssey Gold, Affinity Gold and Platinum cards.

The Desjardins BONUSDOLLARS Rewards catalogue features nearly 200 items, including a selection of additional merchandise exclusively available online.

See the BONUSDOLLARS Rewards catalogue


If you order from the online catalogue or the interactive telephone shopping system, some rewards may be shipped within 24 hours.


  • Pay with BONUSDOLLARS only.
  • Use both BONUSDOLLARS and a payment charged to your Visa Desjardins account3.
  • Charge the entire reward amount to your Visa Desjardins account.

Learn more

  • Use our interactive service "Online answers to your questions ". A representative will help you and answer all your questions about Desjardins BONUSDOLLARS.
  • Or call 1-888-552-6643

Monday to Friday, 8:00 a.m. to 9:00 p.m., Saturday 8:00 a.m. to 5:00 p.m. (EST)

3. Half in BONUSDOLLARS and half to your Visa Desjardins card for telephone orders; more flexible combinations for online orders.

Use your BONUSDOLLARS to pay for tickets to shows, concerts, the theatre, or to tourist attractions and museums4.

Simply pay for the tickets with your Visa Desjardins card and then redeem your BONUSDOLLARS.

To use AccèsD

You have to be a Desjardins caisse member or VISA Desjardins cardholder.


You can also cover the full or partial cost of your ticket with BONUSDOLLARS, depending on the number of BONUSDOLLARS you've accumulated.

4. Excluding the following entertainment categories: amusement parks, circuses, carnivals, water parks, zoos and movie theatres.

Redeem your BONUSDOLLARS for Desjardins financial products and services. Since they are like money, you can make them work for you in a lot of ways:

  • investment (RRSP, term savings, investment funds, etc.)
  • financing (mortgage, etc.)
  • insurance (home, car, travel, life, etc.)5
  • service charges (personal chequing, regular savings and term savings accounts).

5. Insurance services available to Quebec residents only.

With the BONUSDOLLARS Rewards Program, you can now use your BONUSDOLLARS to make contributions to non-profit organizations.

The following non-profit organizations are eligible for BONUSDOLLARS donations:

  • Fondation Desjardins
  • Planetair
  • Équiterre
  • Sainte-Justine UHC Foundation
  • David Suzuki Foundation
  • Canadian Red Cross

® BONUSDOLLARS, Elegance, Modulo, and Odyssey are registered trademarks of Fédération des caisses Desjardins du Québec.