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FOR STUDENTS ONLY card

Avantages membres : Annual cashback of $25

  • Interest rate: 19.9%
  • Low interest rate: optional 12.9% ($30)
  • Annual fee: none
  • Card image personalization service
  • 3-Day Travel Insurance at no charge
  • Mobile Device Insurance

Features

This product is part of the student plan.d offer

Card features

Personalize the design of your Visa Desjardins FOR STUDENTS ONLY card with the photo of your choice.

Your image must, however, meet certain criteria to be accepted.

It must not contain:

  • copyright-protected logos
  • photos of celebrities (e.g., movie stars, musicians, athletes, etc.)

To avoid refusals, see the Image Usage Guidelines.

Do you own a mobile device or tablet?

With the Visa FOR STUDENTS ONLY card, you automatically get Mobile Device Insurance.

Do you frequently travel outside your province of residence?

With your Visa Desjardins card, you're covered.

  • 3-Day Travel Insurance while travelling in Canada or abroad. A simple phone call extends coverage for the time period desired.
  • Accirance, complementary accident insurance to cover certain expenses. Get 6 months of coverage at no charge. Simply call to activate coverage.
  • Travel Assistance Service available free, 24 hours a day, 7 days a week.

Protect your mobile device when you talk, text and surf!

Desjardins is the only credit card issuer in Canada to offer Mobile Device Insurance at no charge to its Cashback and FOR STUDENTS ONLY cardholders.

Mobile Device Insurance provides coverage up to $1,000 in the event your cell phone, smartphone or tablet is lost, stolen, accidentally damaged or experiences mechanical failure1.

How to activate coverage

  • Finance the purchase of your new device through your wireless service provider and pay your device’s monthly wireless bill with your Visa Desjardins Cashback or FOR STUDENTS ONLY card.

    or

  • Purchase your new device with your Visa Desjardins Cashback or FOR STUDENTS ONLY card.

How to make a claim

  • By mail, fax or email
    To file a claim, you are required to submit your completed claim form along with supporting documents.
  • or

  • By phone
    Call 1-888-409-4442

1. Coverage is underwritten by American Bankers Insurance Company of Florida, an Assurant Solutions ® company. Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided with your card.

As a Visa Desjardins cardholder, you get free insurance coverage for trips of 3 days or less outside your province of residence.

3-Day Travel Insurance covers:

  • emergency healthcare
  • baggage
  • accident
  • trip cancellation

For extended stays, simply call the insurer to extend the coverage.

Did you know?
You also benefit from a 24-hour telephone Travel Assistance Service, wherever you are and for the duration of your trip.

Learn more
Call 1-800-463-1623 or see the Certificate of Insurance. It contains all travel insurance conditions and exclusions. Carefully read the section on limitations for pre-existing medical conditions or injuries.

You, your spouse and dependent children can get all the benefits of Desjardins Financial Security's Accirance for 6 months, at no cost2345.

Wherever you are, you'll have complementary accident insurance covering you for the following expenses:

  • hospital
  • paramedical
  • dental
  • transportation
  • accommodation expenses

You are also entitled to a benefit of up to $1,000,000 in the event of accidental death, dismemberment or loss of use.

How to activate coverage

Once you receive your card, call 1-800-463-7832.

Read the Distribution Guide (Quebec only) (PDF, 585 KB) and the General Conditions (all Canadian provinces) (PDF, 733 KB).

2. Insurance coverage underwritten by Desjardins Financial Security. This document is provided for information purposes only. For further details, please consult the Distribution Guide and the General Conditions. Certain conditions and restrictions apply.

3. Except Sonic – CO-OP cardholders.

4. Offered upon request.

5. This offer is stipulated in the contract. It is non-cumulative and cannot be combined with any other promotion.

No matter where you are in the world, any time of the day or night, the Travel Assistance Service is there for you!

  • A toll-free telephone service available 24 hours a day, 7 days a week in case of a medical emergency to help you find a doctor or a hospital, dispatch medical assistance, or assist you with cash advances, repatriation or the handling of formalities
  • Assistance if your tickets, identification or official documents are lost or stolen, and legal assistance

Accord D financing is ideal for all your financing needs, such as furniture, travel, renovations and RRSP investments.

A convenient financing method

  • Available online (AccèsD and 1-800-224-7737), at the caisse and in-store
  • Doesn’t affect your current credit limit
  • Interest rate separate from the Visa Desjardins card rate
  • No prepayment penalties: Pay off your loan whenever you want, in part or in full, without being charged extra fees.

2 ways to use it

Learn more - Accord D financing

6. Subject to approval by the Desjardins Card Services credit department. Available at participating caisses only. You must be a Desjardins caisse member.

7. Certain conditions apply (details in store).

Get cash advances up to $2,500 a day, anywhere in the world.

Use the personal identification number (PIN) on your Visa Desjardins card to get cash advances:

  • at your Desjardins caisse teller counter
  • at any Visa-affiliated financial institution
  • at Interac- and PLUS-network affiliated ATMs, 24 hours a day, worldwide
  • on AccèsD Internet

Maximum cash advance amount depends on your credit limit. Finance charges are assessed as of the date of the transaction.

Interac logo  Plus logo

Learn more - Cash advances

AccèsD now gives you centralized access to your Visa Desjardins account.

Use the Cards tab to view your Visa Desjardins account.

Features

Complete account information

  • Access to Visa statements of account (PDF)
  • Recent transactions and operations (since last statement)
  • Transaction details

Operations you can carry out

  • Add features:
    • Preauthorized payments
    • Low interest rate
  • Add or modify information in your credit card account:
  • Apply for Accord D financing
  • Apply for additional cards
  • Change your card design
  • Dispute a charge
  • Download account statements and bank reconciliations
  • Increase your credit card limit
  • Notify us of travel plans
  • Order Visa cheques
  • Payment Reminder
  • Register for online Visa account statements, access to 12 months of PDF archives
  • Replace a damaged card
  • Request paper copies of statements
  • Transfer accounts
  • Sign up for AccèsD Alert service

Learn more
See Manage your Visa account.

Not registered yet?

As a FOR STUDENTS ONLY cardholder, you can get an additional card for your spouse or other family member for free.

Please note that if you've personalized your card's design, the selected image will appear on every card on the same account.

Forget to pay your Visa Desjardins FOR STUDENTS ONLY bill on time?


Now there's Payment Reminder to help you out. This service sends you a friendly reminder by email 3 days before your bill is due, if you haven't yet paid off your balance8. It helps you avoid interest charges!

The Payment Reminder alert is free and is automatically activated if an email address is assigned to your credit card account or if you already use the Visa online statement of account on AccèsD.

8. Payment Reminder sends you an email alert if no payment has been made or the minimum payment due has not been made.

You are not held liable if fraudulent transactions are made to your card account.

How to detect fraud

Check the purchases posted to your Visa account for any unauthorized transaction9. An easy way to do this is to check your statement and balance on AccèsD, available at all times online and over the phone.

How to report fraud

Call us at 1-800-363-3380.

9. See your variable credit contract for the definition of an unauthorized transaction.

Get a discount on short-term car rentals at participating Hertz locations worldwide.

To take advantage of the discount, mention number CDP# 295983 when making your reservation.

Canada and the U.S. (at participating locations)

  • 10% off Hertz weekend, weekly or monthly rental rates on all car classes
  • 5% off Hertz daily rental rates on all car classes

Outside Canada and the U.S. (at participating locations)

  • 10% off Hertz "Affordable Europe" rates. Some conditions apply
  • 10% off Hertz "Affordable Latin America", "Affordable Mexico" and "Affordable Caribbean" rates

How to make a reservation

Call 1-800-263-0678 or visit the Hertz website.

Note: Renters must be at least 21 years of age in Canada and 25 years of age in the U.S. and Europe.

Tap and pay with your smartphone. It’s easy, free and secure.

Learn more - Mobile payment service

Other advantages

Member advantages

As a Visa Desjardins FOR STUDENTS ONLY cardholder, get an annual cashback of $25 credited to your account. Cashback is credited to your account within 60 days of the account anniversary date. For members age 18 to 25 inclusively. See eligibility requirements (PDF, 107 KB).

Options

Do you have any questions about the FOR STUDENTS ONLY card?

Annual fee and fixed annual interest rate are subject to change without prior notice.

Privileges and services

Manage your Visa account

What would you like to do?

Activate your new Visa Desjardins chip card.

Required documents

  • The document attached to your new credit card.

Procedure

  • Detach your card from the letter to reveal the 8-digit control code printed underneath.
  • Choose a 5-digit PIN if your card doesn't already have one.
  • Call Desjardins Card Services from your home at 514-397-1580 or 1-888-389-7823.
  • Follow the directions to activate your card and choose a PIN, if required.
  • Destroy your old card.
  • Sign your new card.

You can use your new card as soon as it is activated.

With a PIN on your Visa Desjardins credit card:

  • Your transactions are safer than ever.
  • You can get cash advances:
    • at ATMs displaying the "Interac", "PLUS" or "Visa" symbols, 24 hours a day, 7 days a week, anywhere in the world
    • at a Desjardins caisse or any Visa-affiliated financial institution

As a Visa Desjardins FOR STUDENTS ONLY cardholder, you can request an additional card for your spouse or family member free of charge.

Register for AccèsD

AccèsD Internet features a Cards section where you can view all your Visa Desjardins account information.

Register for the online monthly statement and get access to your current statement and 12 archived statements. You'll help protect the environment and reduce your paper use.

Moreover, for every online monthly account statement registration, Desjardins will donate $5 to the Carbone boréal project, the equivalent of 1 tree planted in Canada's boreal forest. Through this initiative, Desjardins finances climate change prevention research through sustainable forest carbon management.

1 registration for online statements = 1 donation of $5 = 1 planted tree

Learn more about Account statements on AccèsD.

See an example of a Visa Desjardins statement of account in the AccèsD demonstration.

Register for AccèsD

You can consult your monthly Visa statements for the last 12 months free on AccèsD, under the Cards menu. If you have not yet registered for this service, see Register for online account statements.

If the statement you need is older than 12 months, you can order a hard copy of one or more statements.

Register for AccèsD

With the same flexibility as personal cheques, Visa cheques allow you to make purchases up to your available credit limit. You can use them in places where only cash or cheques are accepted.

You can also use them to transfer the balance of your credit cards from other financial institutions or stores to your Visa card, so you only have a single payment to make.

Order up to 2 free series of 3 cheques each.

There are no transaction fees1 for using Visa Desjardins cheques, but your account must be in good standing.

Register for AccèsD

1. Credit fees apply.

Do you need more flexibility when it comes to daily or unexpected expenses?

Don't hesitate to apply for a credit limit increase on your Visa Desjardins card.

Register for AccèsD

Accord D financing is a second credit limit separate from your current transaction limit.

It is a simple, fast and flexible financing solution available at your caisse2 or in-store3. Use it to take a vacation, renovate your home or contribute to your RRSP.

Learn more about Accord D financing:

Register for AccèsD

2. Subject to approval by the Desjardins Card Services credit department. Available at participating caisses only. You must be a Desjardins caisse member.

3. Certain conditions apply (details in store).

Accord D financing is a second credit limit available on your Visa Desjardins card, separate from the limit and interest rate on your credit card that you use for daily purchases.

Accord D financing gets you:

  • purchase financing at over 9,500 participating Canadian retailers4.
  • on-the-spot financing in the form of an advance deposited directly into your caisse account in less than 15 minutes5.

Learn more about Accord D financing.

Payment terms

Your Accord D monthly instalment is automatically transferred to your current account balance. The minimum payment due therefore includes the Accord D instalment.

You can pay off your balance in part or in full before the due date, with no penalties (principal payment).

Learn more about payment options.

Need help understanding your Visa Desjardins account statement? See Your statement explained.

Register for AccèsD

4. Certain conditions apply (details in store).

5. Subject to approval by the Desjardins Card Services credit department. Available at participating caisses only. You must be a Desjardins caisse member.

Receive email alerts to keep a closer eye on your finances.

For members:

  • Minimum balance alerts
  • Pending bill payment alerts
  • Epost document received alerts

For Visa Desjardins cardholders:

  • Credit limit approaching alerts: informs you when your balance reaches the amount you specify
  • Minimum payment not received alerts
  • Card suspended for authentication alerts
  • Card renewal alerts
  • Accord D financing due date alerts

Learn more - Sign up for AccèsD Internet Alert service

Annual fee and fixed annual interest rate are subject to change without prior notice.

Useful links

Visa Desjardins FOR STUDENTS ONLY
Interest rate: 19.9%
Low interest rate: 12.9%
Card image personalization service
Mobile Device Insurance
3-Day Travel Insurance

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