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Visa Modulo Gold card

The lowest fixed annual interest rate in the country

Member advantages : Additional card at no annual fee

  • Interest rate: 9.9%
  • Annual fee: $50
  • Rewards program: 1% of your purchases in BONUSDOLLARS®
  • 3-Day Travel Insurance at no charge

Card features you'll like the most

Low interest rate

Low interest rate

Enjoy the lowest fixed annual interest rate in the country on all your purchases and cash advances.

Additional card features

Other features

  • Better security through chip technology
  • 21-day grace period to pay your bill without incurring credit charges
  • No transaction fees
  • Visa payWave contactless technology



Additional card for your spouse or other family member at no annual fee1. Available to primary cardholders of Modulo Gold cards. A $10 savings.

Annual fee and fixed annual interest rate are subject to change without prior notice.

®Modulo, Odyssey and BONUSDOLLARS are registered trademarks of Fédération des caisses Desjardins du Québec.

1. Eligible cards: Modulo® Gold, Odyssey® Gold and Prestige Platinum. Eligibility requirements: Must have an eligible account. The primary cardholder must be a member of a caisse affiliated with Fédération des caisses Desjardins du Québec or Fédération des caisses populaires de l'Ontario Inc.


Earn BONUSDOLLARS rewards faster by automating your recurring bill payments (e.g., cellphone, Internet) on your Desjardins credit card. Learn more about recurring bill payments.