Choose province (Canada) or state (United States), and language

Online services – AccèsD Personal, AccèsD Business, online brokerage, full service brokerage.

Log on to Desjardins online services.

Your browser is configured to not accept cookies. Some features of the site are not available or will not work correctly without cookies. Also, some information presented might not apply to your situation.
See How to enable cookies

Your browser is not supported by our website. Some features of the site are not available or will not work correctly.
See the procedure to update your browser.

GetWell Insurance

After diagnosis, life goes on

  • Affordable coverage that protects you against the financial consequences of cancer, heart disease or an infectious disease
  • No medical exam required - maximum of 6 health questions
  • Donation made to the Canadian Cancer Society
  • Assistance services included
  • Easy to buy over the phone


After diagnosis, life goes on. With GetWell Insurance, you get:

  • A tax-free lump-sum benefit paid on the first diagnosis of a covered critical illness1
  • Coverage that starts at just $7.25 a month for adults
  • Full premium refund in the event of death
  • Free access to certain telephone assistance services offered under the Guide, Protect and Support Program:
  • Free access to Cancer J'écoute. The Cancer J'écoute support service allows you to speak to a counsellor who will listen and support you, helping you to gain a better understanding of the challenges you're facing.

The Canadian Cancer Society offers this information service to people living with cancer, their families, the general public and health professionals. The Cancer J'écoute give you clear and easy-to-understand answers to all of your questions regarding the types of cancers, treatments and their side effects, ways to improve the quality of life of people living with cancer, etc.

To be eligible for GetWell Insurance, you must:

  • be a Canadian resident
  • be between the ages of 0 and 64
  • have answered NO to the following eligibility questions (4 to 6 questions depending on the coverages selected):
    1. During your lifetime, have you ever suffered from cancer, a malignant tumour or intestinal and/or rectal polyps?
    2. Have you ever undergone chemotherapy or radiation therapy?
    3. Have you ever had a positive HIV or AIDS screening test, are you waiting for the results of such a test, or has it been recommended that you undergo this type of test?
    4. Males: Did 2 or more members of your immediate family (father, mother, brothers, sisters) have colon cancer before age 60?

      Females: Did 2 or more members of your immediate family (father, mother, brothers, sisters) have colon cancer or breast or ovarian cancer before age 60?
    5. Have you ever been diagnosed with a heart attack, stoke,angina or heart failure, or have you undergone or been scheduled for coronary artery bypass or aortic surgery?
    6. Have 2 or more members of your immediate family(father, mother, brothers, sisters) been diagnosed with a heart attack, angina, stroke or heart failure before age 60?

On the first diagnosis of cancer, heart disease or an infectious disease1, GetWell Insurance provides a tax-free lump-sum benefit of:

  • $25,000 for insureds aged 54 or under
  • $12,500 for insureds aged 55 to 74
  • 50% of the insurance amount set out in your policy for the infectious Disease Coverage

The Infectious Disease Coverage covers you in the event of the following diseases:bacterial meningitis, Lyme disease, flesh-eating disease, E.Coli infection(hamburger disease) and West Nile virus.

You can:

  • Use this amount as you see fit so you or an insured family member can concentrate on getting well
  • Cover any financial obligations because your disability benefits just aren't enough
  • Take an unpaid leave of absence
  • Receive home health care and services
  • Undergo treatment not offered by public health services or take a new drug
  • Protect your quality of life and savings, such as your RRSPs

Pay only 1/2 the premium for an entire year! All the more reason to insure your whole family.

Premiums are calculated based on:

  • age
  • sex
  • smoking habits

Premiums are reviewed each year. A new premium may apply if you've entered a new age group.

All of the premiums paid are refunded if the insured dies while the policy is in force. Coverage ends at age 75.

Canadian Cancer Society

For each GetWell Insurance policy sold and in force, the Canadian Cancer Society receives a percentage of the annual premium.

FAMILY DISCOUNT: Insure several people under the same coverage and save! You only pay the regular monthly premium for the first insured and you save $2.50 a month on the premiums for everyone else insured under the same coverage.

1. See Notices for more information about exclusions and limitations.


To learn more about GetWell Insurance, check out the General Conditions (PDF, 1.31 MB). You'll find everything you need to know about the product, including exclusions and limitations.

Exclusions and limitations:

Some exclusions and limitations apply. For a complete list, see the General Conditions (PDF, 1.31 MB).

1. Refer to the General Conditions (PDF, 1.31 MB) for more information about exclusions and limitations.

Useful links