Desjardins Group Annual Report
2025 Desjardins Group Annual Report
Message from Denis Dubois, President and CEO
I had the honour and privilege of being appointed President and CEO of Desjardins Group in 2025. I approach this responsibility with humility and determination. I understand the strength of the cooperative model and how Desjardins makes a real difference in the lives of our more than 10 million members and clients.
In 2025, we rolled out our secure chat feature to better support our members and clients, responding directly to their growing demand for more mobile interactions. We also launched a new online platform for personal loans, expanded our support for business owners and maintained our commitment to youth through several initiatives.
Desjardins posted surplus earnings before member dividends of $3.8 billion, member dividends totalled $505 million and sponsorships, donations and scholarships stood at $133 million. These results reflect our solid strategic choices, our sustainable performance and our purpose, which guides each of our decisions to meet the needs of our members and clients and strengthen communities.
In our role as socioeconomic leader, and in response to the affordability crisis, we announced a new commitment in December 2025 to help create more than 10,000 housing units over the next three years. We’ve also continued to invest in meaningful projects nationwide, guided by the needs expressed by communities and reflecting our commitment to strengthening the social fabric.
I want to thank all our members and clients for their trust. I’d also like to thank the members of the boards of our caisses and subsidiaries, as well as all our employees and managers for their dedication and commitment.
Together, we’re helping Desjardins move forward with care and conviction as we have for the past 125 years!
Social and cooperative responsibility
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GoodSpark Fund $280 million for community development from 2016 through 2027
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New financing commitments since 2020 to support renewable energy and energy transition projects, amounting to 8.3 billion
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RI leader in Canada More than 70 responsible investment solutions
Providing guidance to our cooperative
2025 was filled with big achievements. Here's the team that provided direction and inspiration to our 57,530 employees throughout the past year.
Management Committee
Standing, from left to right: Valérie Lavoie, Jean-Yves Bourgeois, Sébastien Vallée, Denis Dubois, Chantal Gagné, Alain Leprohon, Antoine Avril
Seated, from left to right: Di-Thai Hua, Marie-Huguette Cormier, Johanne Duhaime, Daniel Grossi
Absent from the photo: Nathalie Larue
Board of Directors
Standing, from left to right: Luc Bachand, Elaine Lajeunesse, Jean-François Laporte, Michel Magnan, Louis Babineau, Denis Dubois, Nadine Groulx, Philippe Jetté, Francine Côté, Milva Elvira D'Aronco, Kathleen Bilodeau, André Grenier, René Saint-Pierre. Seated, from left to right: Patricia-Ann Sarrazin-Sullivan, Jordan Baril-Furino, Lisa Baillargeon, Denis Latulippe, Maryse Lapierre, Paula Parhon
Absent from the photo: Johanne Charbonneau and Richard Villeneuve
- For more information on non generally accepted accounting principles (GAAP) financial measures and supplemental financial measures, see “Non-GAAP financial measures and other financial measures” section of Desjardins Group's 2025 annual MD&A which is available on the SEDAR+ - External link. website (under the Fédération des caisses Desjardins du Québec profile). Non-GAAP financial measures used by Desjardins Group, and which do not have a standardized definition, are not directly comparable to similar measures used by other companies, and may not be directly comparable to any GAAP measures.
- In accordance with the guideline on Capital Adequacy Guideline - Financial services cooperatives issued by the AMF.